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Free Lay-A-Way Plan Policies

Bodega Discount Furniture will determine, to its discretion, which merchandise is eligible for layaway. Merchandise in clearance or on sale is not eligible for
Lay-A-Way. Lay-A-Way plan is available for orders over $100.00

We have one, three, or six-month payment plans.  In general, the payment plan will depend on the price of the order. For orders under $500.00, the maximum is 3 months, and for orders over $500, the maximum is 12 months. Bodega Discount Furniture may, to its discretion, shorten, or extend the maximum number of weeks allowed on the plan.

A minimum of $25 or 10% of the order price, whichever is greater, is required at the time of the Lay-A-Way is placed. Following payments may be made weekly, bi-weekly, or monthly.  If payments are not made for an extended period, or we are unable to communicate with you within a reasonable period not to exceed 30 days of time, your layaway order may be cancelled at our discretion. Cancellation policy below will apply.

In most cases, we cannot physically set aside the furniture you have chosen due to space consumption and limitations. Please notify us at least 4 weeks before you are ready to pick-up your furniture to ensure your merchandise is in stock and available.

If during your Lay-A-Way, an item you selected is discontinued, payments will be transferred to a new selection of furniture. Cancellations due to a product being out-of-stock are not subject to the cancellation fee. 

Price quoted on the Lay-A-Way order is not guaranteed. If the price changes on an item in your order, price will be adjusted accordingly. This will apply if prices go up or down. Merchandise that is part of a Clearance Sale does not qualify your layaway for price reduction.

If a Lay-A-Way is canceled in full or in part, there will be a cancellation fee of 25% of the sale price of the items being cancelled. If you have a balance in your favor, NO REFUNDS will be issued. Balance will be issued as an instore credit.

Merchandise will be release to you once the final payment is made and all payments have cleared. Once final payment has been made, you must pick up your merchandise with in 5 days. Merchandise left over this time frame, will be returned to stock and available for sale. If the factory has since discontinued your item, it may no longer be available for re-order. See Price Change policy above.

We are proud to offer our customers online Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

All you have to do to sign up is create a FREE account by clicking HERE and you are ready to go! When you shop in our Online Showroom, you can then make use of the Lay-A-Way button that you will see next to every product!

Frequently Asked Questions
How many payments can I set-up for my Lay-A-Way?

You can set up as few as 2 payments or as many as 12. Unfortunately, your Lay-A-Way period cannot be extended beyond 12 months.

How much are each of my payments?
Your payment amount will vary depending on the price of your product and the number of payments you wish to make.

How do I make my payments?
There are a few easy steps: (1) Click HERE to log in to your account and then click on "Lay-A-Ways". You will see the products that you have placed on layaway; (2) Click "Make Lay-A-Way Payment" next to the product that you wish to make a payment on; and (3) Enter your billing information and click "Confirm".

Will payments be made automatically?
No.  Your payments must be made manually through the method described above.  We will send email reminders periodically.

Can I change the amount or number of my payments?
No. Your number of payments and amount of each payment are fixed at the time the product is placed on Lay-A-Way. However, you may make payments as frequently as you want.

Do I have to put any money down for Lay-A-Way?
Yes.  When you place a product on Lay-A-Way, you will be prompted to make your first payment.  The Lay-A-Way will not be saved without the first payment.

Are shipping charges and sales tax included in my payments?
Sales tax, if applicable, and shipping fees are included in your payments.

What happens when I complete my payments?
You will be taken to our shopping cart where you will enter your billing and shipping information. Then you will receive an order confirmation email and your product will be shipped.

Can I find out how much shipping will cost?
When you add products to Lay-A-Way, you will be required to enter your city, state, and zip code to calculate your shipping cost.

Which products can I choose for Lay-A-Way?
All of the products in our Online Showroom are currently available for Lay-A-Way without exception.

Does my product need to be in-stock to be placed on Lay-A-Way?
You may place a currently out-of-stock item on Lay-A-Way. While we do our best to remove products discontinued by our manufacturers from our Online Showroom, we cannot guarantee that an out-of-stock item will come back into stock.

What if my product is out-of-stock when I complete my payments?
You may wait for your product to come back into stock. We will notify you if we receive word that your product has been discontinued. If you do not wish to wait for the product, you may cancel your Lay-A-Way and apply the funds added to your Lay-A-Way purchase towards another product in our Online Showroom. Cancellations due to a product being out-of-stock are not subject to the cancellation fee. However, refunds will be issued as store credit to be applied towards another purchase.

Can I change the product I have on Lay-A-Way?
You may cancel your current Lay-A-Way purchase and create a new layaway purchase. The funds applied to your canceled Lay-A-Way purchase may be applied to your new Lay-A-Way purchase, less the cancellation fee of 25% of the full retail value of the product at the time that the product was placed on Lay-A-Way. Contact us for more details.

Can I cancel my order on Lay-A-Way?
Canceled layaway orders are subject to a cancellation fee of 25% of the full retail value of the product at the time that the product was placed on Lay-A-Way. Any remaining funds added towards your purchase will be available to you as store credit to be applied towards another purchase.

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